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This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License
Nghiem Thu Phuong, Nguyen Thanh Huyen, Le Thi Thanh Binh, La Minh Quan, Nguyen Thi Vu Khuyen
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DOI:10.17265/2328-7144/2026.04.001
Hanoi University of Science and Technology, Hanoi, Vietnam
buy now pay later (BNPL), payment method, online shopping behavior, youth spending behavior
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